Property, as a pathway
For some people, property becomes a genuine investment pathway - whether that's come up through a financial planner's process, or through your own experience investing in property already. Either way, if property is a path you're on or considering, it helps to know what actually goes into choosing a good one.
Two different questions, kept separate
Whether property, as a strategy, is the right path for your retirement goals at all is a question for your licensed financial adviser - it depends on your whole financial picture, not just the property itself. Separately, there's a different kind of expertise involved in the property itself: its structural condition, its location, how it's managed and rented, and the economic factors that affect the area it's in. Circulus keeps these two things visibly separate rather than blurring them together - your adviser's role and our property specialists' role are different, and both matter.
Circulus's property specialty
A big part of what Circulus does is find quality investment property for the clients of financial advisers who are looking to invest - identifying properties with what we call genuine investment property qualities, and making them available to advisers, their clients, and individual investors directly.
Circulus's expertise is in finding high-yielding, quality properties in areas where the long-term economic and socio-economic factors point to the right ingredients for a solid long-term investment. This is general, descriptive expertise about the property itself - not a personalised recommendation about whether property suits any particular person's situation, which stays with your licensed adviser.
- High rental yield
- Solid occupancy rates
- Professional property management already in place
- Independent economic and socio-economic reports on the region
- Low ongoing maintenance requirements
- Quality, reliable tenants
We're not investment advisers, so we don't comment on how a property fits into any individual's retirement plan - that's a question for your licensed financial adviser. Circulus recommends getting advice from a licensed financial adviser before purchasing an investment property.
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If you're an adviser, or you're looking to purchase an investment property yourself, join our newsletter for upcoming opportunities that fit this criteria.
Circulus is not a licensed real estate agent. Property opportunities featured through Circulus are either projects Circulus owns directly, or introductions to the property's own owner - Circulus doesn't act as a selling agent in either case. Circulus doesn't provide financial advice on whether an investment property suits your own circumstances - that's a question for your licensed financial adviser.
Circulus provides calculation and education tools only. We do not provide financial advice, tax advice, or a recommendation to buy, sell, switch, or hold any financial product. The figures shown are estimates based on assumptions and published benchmark data, and are not a prediction of future returns or retirement outcomes.
The information is provided only to help you decide whether you would like to seek advice from a licensed financial adviser. Any advice about your personal situation can only be provided by a licensed financial adviser engaged through an appropriate financial advice provider.
- Assumptions used may not suit your individual circumstances.
- Benchmarks shown are illustrative only.
- Future outcomes are uncertain.
- Do not use this as the basis for an investing decision.
Talk to a licensed adviser first: if you're not sure whether property fits your own strategy, that's exactly the conversation a licensed financial adviser is for.