Survey Results

Real, aggregate numbers from the people who've taken our surveys - plus our take on what they actually mean.

5,000+ New Zealanders surveyed

Across our surveys, well over 5,000 New Zealanders have answered real questions about their money - how confident they feel, how well they understand investing, how consistently they save, and what actually matters to them in building a life they feel good about. A clear pattern keeps showing up: there's a real appetite in New Zealand for better financial literacy, and genuine peace of mind in understanding the mechanics of long-term wealth building rather than guessing at them. Our ongoing surveys give us a live read on how everyday New Zealanders are feeling about the financial questions that matter most - and we comment here regularly on what specific questions and answers are telling us, as the picture keeps building.

Recent Results

Couples in their 50s picture about $1,650 a week - and 1 in 2 picture it in today's dollars

7%
have calculated how long their funds will last in retirement

If you and your partner are in your 50s, retirement has stopped being an abstraction. It is a date you can almost circle. And the My Future Lifestyle quiz suggests most people at that stage have a fairly clear picture of the lifestyle they want, with the price tag still coming into focus. When we asked roughly 951…

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38% of Kiwis picture the same retirement: travel often, live comfortably

38%
of respondents say their ideal future lifestyle is to travel often and live comfortably

When we ask New Zealanders to sum up their ideal future lifestyle in one line, a clear favourite emerges. Of the 827 people who answered this question in the My Future Lifestyle quiz, 315 that's 38% chose "I'd like to travel often and live comfortably". It's the single most popular picture of retirement by a decent…

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Magpie for you, Dolphin for me: how Kiwis rate their partner's money personality

18% vs 7%
of people called their partner a Magpie, versus themselves

We asked 808 people in the My Future Lifestyle quiz to pick the animal that best matches their own money personality. Then we asked 786 of them to do the same for their partner. The answers were... not the same. The five money animals Quick refresher on the cast, in case you have yet to take the quiz: Dolphin sociable…

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Confidence sits at 37%, calculated numbers at 6%: the gap in NZ retirement planning

37%
rate their confidence of being on track at 7 or higher, while 6% say they know their number

Confidence is the easiest part of a retirement plan to carry around. It travels well, it feels good, and it rarely gets audited. In the Circulus My Future Lifestyle quiz, 758 people rated how confident they are that they are on track to have the nest egg they need. Across those responses, 280 people roughly 37 percent…

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Archive

Are You Really Saving Enough? Insights from 5,725 Quiz Answers

10%
give themselves a perfect score for saving consistency

How often do you tell yourself, "I save money regularly"? If you're like most people who recently participated in our quiz, the answer might surprise you. We crunched the numbers from 5,725 quiz takers, asking them to rate how consistently they save money. The results reveal a fascinating and sobering picture of…

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from 5,725 people who've taken our quiz

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A Surprising Snapshot: How Well Do Kiwis Really Understand Their Investment Options?

17%
rate their investment knowledge at the very bottom of the scale (1 out of 10)

Our ongoing quiz has revealed some eyeopening insights into New Zealanders' familiarity with the world of investing. With over 6,000 participants, the data paints a fascinating picture of how confident people feel about investment options like property, shares, and bonds. Only 5% of respondents rated themselves at the…

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from over 6,000 people who've taken our quiz

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Only 11% of Kiwis Feel Fully in Control of Their Finances

11%Strongly agree
44%Somewhat agree
24%Neither agree nor disagree
16%Somewhat disagree
5%Strongly disagree
11%
feel fully in control of their financial present and future

When it comes to financial confidence, the numbers don't lie and they tell a powerful story. In our recent quiz, we asked over 6,000 participants a simple but revealing question: "I feel in control of my financial present and future." The answers paint a picture of how people across the spectrum feel about their…

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from over 6,000 people who've taken our quiz

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Only 23% of Kiwis Strongly Agree They Think Before They Spend

23%Strongly agree
48%Somewhat agree
18%Neither agree nor disagree
10%Rarely consider it
23%
strongly agree they think carefully about what they really want before making financial decisions

When it comes to achieving financial wellbeing, selfawareness is everything. Our recent quiz posed a simple but powerful question: "I think carefully about what I really want in life before making financial decisions." Over 5,600 people responded, and the results offer a fascinating glimpse into how we approach our…

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from over 5,600 people who've taken our quiz

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What Kiwis Actually Spend on Lotto and Gambling Each Week

67%Less than $10/week
27%$10–$30/week
5%$30–$100/week
1%$100–$250/week
67%
spend less than $10 a week on lotto and gambling

Our ongoing quiz has shed light on New Zealanders' weekly spending habits when it comes to lotto and gambling. Out of 5,689 respondents, a striking 67% reported spending less than $10 per week, while another 27% fell into the $10–$30 range. Only a small fraction, 5%, admitted to spending between $30 and $100, with…

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from 5,689 people who've taken our quiz

See where you stand - take your own Reality Check →